Iran and Obamacare

September 29, 2009

Ok. I was going to write a long introduction on what I believe in, but I’ll save that for another time. The bottom line is, I see our country heading down some dangerous paths and it is time to add my voice to those who speak out against what is happening.  Today the two biggest threats I see are:

1. Iran’s nuclear and missile programs and the impotence of the Obama administration: “Seriously, we will get mad and impose some really tough sanctions if you don’t stop right now and let us inspect the 2nd uranium enrichment facility that we have know about since 2008.” How many times over the past decade, have we or our European allies made statements to this effect. Why would Iran take us serious? The Iranian president has repeatedly stated his desire to destroy Israel and his fanatic brand of Islam believes that it will take a great crisis to awaken the hidden Mahdi. Given my level of confidence in our current administration, I can only hope Israel has a plan for taking out these weapons.

2. Obamacare: yes, it is not going to be a single payer system and there may not even be a clearly labeled government option – initially that is. However, it is clear from the statements made by Obama and many Democrats that their goal is to get us to nationalized healthcare even if they can only move us there gradually. Meanwhile, we keep hearing that all Obamacare will do is give 30 million uninsured coverage, we won’t have to change our health insurance if we are happy with it, there won’t be any rationing and this will all somehow pay for itself. It just doesn’t add up. Also, the recent mishaps with the cash-for-clunkers program shows that government isn’t particularly competent even implement a relatively simple program. How could we trust them with all the complexities of our medical system?

If  you really wanted to reform our health insurance system 1) implement tort reform to lower doctor’s insurance premiums and to curtail the practice of defensive medicine, 2) allow insurance companies to compete against state lines, 3) give individuals buying health insurance the same tax breaks as employers have and 4) encourage healthcare savings accounts. There are even some market-oriented ideas on how to deal with pre-existing conditions. I recently heard about the idea of “health status insurance”. It works like this: When you are healthy you buy “health status insurance” in addition to your normal health insurance. This premium would be very small. If later you develop a serious medical condition or have an accident that requires care, your “health status insurance” would pay the increased premium you have to pay on your health insurance. So insurance carriers wouldn’t deny you coverage. On the contrary they would be motivated to sell you insurance at a higher premium. You are still ensured despite your pre-existing condition and you don’t pay the extra premium. I believe this is an idea someone at the Cato Institute has developed. Anyways, there are lots of good ideas on how to reform the way we pay for healthcare. Unfortunately, they are not what President Obama and the Democrats in Congress are supporting.

I will try to keep these posts short, so that I frequently get around to updates.

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